voluntary donation — Peter Sotheran
pay a proper amount of money — Simon Linford
carry public liability insurance (because we would not longer be covered by the church) — Simon Linford
Public liability insurance
The public liability (third party) insurance under our Parishguard policy provides an indemnity to the PCC as property owners if held legally liable for accidental bodily injury to members of the public, or accidental damage to their property while the premises are being hired.
This insurance, however, doesn’t extend to indemnify any outside groups hiring the premises.
With the previous comments in mind, the PCC should obtain written confirmation from any hirers that they have public liability cover for their activities while the church premises are being hired.
I think we need to be careful what we wish for — Simon Linford
If the village choir hires the church for a concert or the local slimming group hires the church hall, those are very different circumstance — Peter Sotheran
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